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VELTO — Fintech Mobile App & Payment UX

VELTO / MOBILE APP UX/UI DESIGN CONCEPT

Everyday finance.
Every detail in view.

VELTO is an independent fintech mobile app design concept by New Minds. Currency accounts, transfers, card controls and a savings goal share one visual system. The interface gives people the context they need before a decision, including the total sent, the fee and the amount the recipient would receive.

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VELTO, a fictional everyday finance mobile app by New Minds. Actual home and card interface captures.Product framing, design objectives and truthful desk-research method. No fabricated user research or business impact.Home, currency accounts and the savings goal. Balances are not mixed into a misleading total; the goal is separate from available money.Complete sample EUR to USD transfer: €250 total, €2 fee, €248 converted at 1.16, $287.68 received. The transfer is simulated.Active and frozen card states plus a transfer amount exceeding the available balance. No real banking functions are connected.September spending totals €1,048. October has a low-data state instead of invented insights. The savings pocket has no promised returns.The transfer information model: fee included in total, receiving currency, account identifier and editing before confirmation.VELTO visual system: Manrope typography, forest, volt and soft neutrals, readable numbers and explicit interactive states.Original mobile concept by New Minds, with accurate scope and synthetic data disclosure.

Design scope and interactive prototype

The UX/UI study connects an account overview to a complete sample currency transfer, a review screen and a simulated result. Active and frozen card states remain explicit. A separate savings goal avoids presenting reserved money as available to spend, while a low-data spending view avoids unsupported insights.

The visual system uses forest green, a controlled volt accent and generous spacing around financial values. Clear labels, tabular numbers and editable review steps carry the interaction. The browser prototype runs on fictional accounts, balances and rates. It demonstrates interface design and interaction states, with no real banking, payments or promised investment returns.

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